401k/403b Traffic Light Advisor

Red Light: Consider moving to cash and lower risk assets, preserve value.
Yellow Light: Consider balancing lower risk and moderate risk assets, avoid higher risk assets, seek moderate return.
Green Light: Consider increasing higher risk assets, seek higher return.

Current Investment Headwinds:

  • Economic impact of the Coronavirus Pandemic
  • Reduced domestic and global economic growth rate
  • U.S. unemployment rate

Current Investment Tailwinds

  • Federal Reserve actions to bolster the U.S. economy
  • Legislation enacted by Congress to offset business and household losses due to coronavirus mitigation measures
  • Prospects for virus treatment and vaccine potential
  • Possible peak number of virus cases in major population centers in the world.