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401k/403b Traffic Light Advisor

Red Light: Consider moving to cash and lower risk assets, preserve value.
Yellow Light: Consider balancing lower risk and moderate risk assets, avoid higher risk assets, seek moderate return.
Green Light: Consider increasing higher risk assets, seek higher return.

Current Investment Headwinds:

  • Low Yield on Bonds and Fixed Income
  • Federal Reserve tightening cycle
  • Heightened International Tensions
  • Equity Markets at Historic Highs

Current Investment Tailwinds:

  • Inflation in Check
  • Job Creation and Higher Hourly Earnings
  • Corporate Earnings at Historic Highs
  • Consumer Savings and Spending Rate
  • Legislative Progress on Tax Policy and potentially on Health Care and Infrastructure Spending